The State Bank of Geneva understands business mortgages! That’s a cornerstone of our business. If you are shopping for a new building, looking to refinance an existing business mortgage, or want to add an addition to expand your current building, we can assist your needs with low closing costs, a highly competitive interest rate and rapid processing.

We offer purchase loans, refinance loans, and investment property financing. Terms typically include a 5 year balloon, fixed or variable rates, low closing costs, and we can even arrange payment via an auto debit from your checking account at The State Bank of Geneva as a convenience to you.

For more information or to make an appointment, please call us at (630) 232-3202 or reach out by email.

The State Bank of Geneva understands the needs of businesses and we realize that your business may have ongoing capital needs, such as purchasing capital goods, funding accounts receivable, or the unexpected expenses that arise from time to time. Our business line of credit may assist you in financing these shorter term obligations.

Your credit line limit is established by the Bank and revolves throughout the year, allowing you to borrow when needed and repay part or all of the balance to manage the available credit and interest expense.

For more information or to make an appointment, please call us at (630) 232-3202 or reach out by email.

The State Bank of Geneva offers business term loans to meet your long term financing needs. If you want to purchase equipment, machinery, or a vehicle, our business term loan product offers a fixed monthly payment at a highly competitive interest rate.

We offer fixed monthly payments, specific repayment terms, low fixed rates, low documentation fees, and for your convenience we can auto debit the payment from a State Bank of Geneva account.

For more information or to make an appointment, please call us at (630) 232-3202 or reach out by email.

The State Bank of Geneva offers Stand-by Letters of Credit for specific business projects.

For more information or to make an appointment, please call us at (630) 232-3202 or reach out by email.

This loan may be secured by residential, non-owner occupied, rental or investment properties.

Key Features:

• Maximum loan to value up to 75% (LTV)
• Up to a two-year draw period with term options available to convert into Investor’s Equity Advantage Loan
• Competitive rates
• Quick approval process
• Convenient automatic payment option

For more information or to make an appointment, please call us at (630) 232-3202 or reach out by email.

This loan may be secured by residential, non-owner occupied, rental or investment properties.

Key Features:

• Maximum loan to value up to 75% (LTV)
• Five-year balloon with up to a 25-year amortization
• Competitive rates
• Quick approval process
• Convenient automatic payment option

For more information or to make an appointment, please call us at (630) 232-3202 or reach out by email.

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For more information or to make an appointment, please call us at (630) 232-3223 or reach out by email.