About Us2018-03-27T22:13:28-05:00

SBG Debit Card

The State Bank of Geneva offers a MasterCard ATM/debit card with chip technology. The card may be utilized anywhere that MasterCard is accepted, including millions of retailers, ATMs, online, or over the phone. If you have a State Bank of Geneva checking account, you may request a debit card by meeting with one of our relationship bankers to complete an application. Apply today for The State Bank of Geneva debit card, so you can begin enjoying the security and convenience the debit card provides.

Get Cash, Buy Groceries, Pay Bills, or order online.  The list of debit card possibilities goes on and on.

Debit cards work just like a credit card for online purchases but without the high interest charges, late fees, or annual fees.

Purchases are withdrawn directly from your checking account, and you can track transactions and balances easily, Online or on your mobile phone.

With the debit card you do not need to make a separate trip to an ATM or the bank, because you have the option of receiving cash back when making your purchase.

Business Checking

The State Bank of Geneva’s Business Checking Account meets the needs of all business sizes for basic check writing services at a competitive cost.

  • Low minimum deposit to open: $100
  • No ongoing minimum balance requirement or monthly maintenance fee
  • Low per item processing fee
  • Free Online Banking
  • Unlimited check writing
  • Checks or check images returned monthly
  • Monthly statement

NOW Business Checking

A NOW Business Checking Account from The State Bank of Geneva meets the needs of sole proprietorship and non-profit organizations that want to maximize funds by earning interest. Activate a NOW Business Checking Account with a low opening deposit and have your money work for you.

  • Low minimum deposit to open: $2,500
  • Minimum balance to avoid fees: $2,500
  • Free Online Banking
  • Unlimited check writing
  • Checks or check images returned monthly
  • Monthly statement

Business Money Market

Take advantage of higher interest rates with a Business Money Market Account from The State Bank of Geneva. A Business Money Market Account provides a higher interest rate with easy and immediate access to your funds through check writing privileges.

  • Minimum deposit to open: $2,500
  • Minimum balance to avoid fees: $2,500
  • Limited to three checks and three withdrawals per month
  • Checks or check images returned monthly
  • Monthly statement

Business Investor’s Advantage

Earn high rates of interest without tying up your funds.

  • Minimum deposit to open: $10,000
  • Minimum balance to avoid fees: $10,000
  • Limited to three checks and three withdrawals per month
  • Checks or check images returned monthly
  • Monthly statement

Easy Access Certificate of Deposit

An Easy Access Certificate of Deposit is a three month Certificate of Deposit that earns a higher rate with the convenience of a Savings Account.

  • No penalty on early withdrawals after the first seven days after you establish the account
  • Unlimited withdrawals as long as you maintain a balance of $5,000
  • Unlimited deposits

Certificate of Deposit

A Certificate of Deposit is a smart way to save when you want your money to earn more and do not need access to your savings for a specific period of time. Because each Certificate is held for an exact number of months, it’s a perfect choice when you want to save money for a future purchase.

  • Competitive rates
  • Automatic renewal
  • Dividends paid into savings, checking, by check, or compounded to your certificate of deposit

Learn Even More About Our Banking Services

Contact The State Bank of Geneva Today!

If you have specific account questions or requests, please use our secure email system HERE.

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